P to determine the regular payment amount, rounded to the nearest dolar. Consider the following pair of mortgage loan options for a $145,000 - mortgage Which mortgage loan has the larger total cont (cloning costs the amount paid for points total cost of interesty? By how much? Mortgage A: 20 year fixed at 12.25% with closing costs of $2000 and 1 point. Mortgage B: 20-year fixed at 11.25% with closing costs of $2000 and 5 points Choose the correct answer below, and fill in the answer box to complete your choice. (Do not round until the final answer. Then round to the nearest dolor as needed) A Mortgage Bhas a larger total cost than mortgage Aby $ B. Mortgage A has a larger total cost than mortgage by 5