P5-7 (similar to) Question Help Future value with periodic rates. Matt Johnson delivers newspapers and is putting away $20 at the end of each month from his paper route collections. Matt is 8 years old and will use the money when he goes to college in 10 years. What will be the value of Matt's account in 10 years with his monthly payments if he is earning 6.5% (APR), 9.5% (APR), or 14.5% (APR)