Paa Jones is a scrab dealer who resides in Accra and has a cocoa farm in Amanse-West District. He started his scrab business in the early 90s and has opened a lot of outlets in Accra, Tema, Kumasi, and Cape Coast. He has over 200 young men who supply him with scrabs. He sells his scrabs to big companies in the country who recycle them to manufacture containers and other appliances. Paa Jones is known by many people across the country for his scrab dealership. Aside the scrab business, Paa Jones also has over 150 acres of farms in AmanseWest District. The farm was an inheritance he received from his late father, Joo Moshosho. Cocoa farming has been in their family for years and Paa Jones also plans to leave it to his children so that the family legacy will continue. He emerged the best cocoa farmer in 2013 and was given a Toyota Landcruiser as his reward. Paa Jones knows his businesses very well and has impacted that knowledge unto his son Railwire. He makes not less than GH500,000 annual revenue from his two businesses. In 2011, Paa Jones opened three bank accounts with the Amalgamated Bank of South Africa (ABSA) upon an advice given to him by his son Railwire. One was current account and the other two were savings accounts. Most of his businesses funds were deposited in the current account and the two savings accounts were solely for investment purposes. Paa Jones was given a cheque book and electronic cards to aid withdrawal of funds from his accounts. When Paa Jones opened the bank accounts, he instructed ABSA not to pay a cheque exceeding GH20,000 issued for payment without his confirmation. Railwire is the one who normally handles the bank transactions; cash deposits and withdrawals. The Branch manager, Mr. Gyema, was a family friend whom they have known for years. Whenever Railwire went to undertake a bank transaction, he was always served from the branch managers office. Mr. Gyema was recently transferred to another branch and he assured Paa Jones and his son that the branch will render the usual services to them. Three days later, Paa Jones issued a cheque of GH30,000 to Railwire for withdraw, on his way to China to meet his business partners. The money was urgently needed to settle a scrab supplier. When Railwire presented the cheque to the bank, after close to 2 hours of waiting, the teller told him that they cannot honour the payment of the cheque because they could not reach Paa Jones for confirmation. Railwire became furious because for so many years he had been cashing cheques of GH50,000 and more without the bank confirming. Due to the delay and the failure of the bank to pay the cheque, the supplier supplied the scrabs to one of Paa DC: ACD01-F004 Jones competitors. This made Paa Jones lose a forecasted profit of Gh50,000 on the scrabs. As a result, Railwire and his father are enraged by this and have plan to take up a legal action against the bank. Required Advise Paa Jones.