Page 10 Liquidity and Funding a. Determine your banks liquidity risks based on its funding sources, particularly the concentration of and dependency on brokered deposits.

5Q Trend 9/30/2019 3/31/2019 12/31/2018 12/31/2016 Percent of Total Deposits PCT BANK 12/31/2017 PG 3 91.16 PCT BANK PG 3 90.87 PG 3 PCT 96.67 96.46 91.49 Individ, Partnerships, and Corp. U.S. Govt, States & Political Sub in U.S. Commi Banks & Other Dep Inst. in U.S. PG 3 90.50 7.98 0.78 7.66 BANK 95.41 4.28 0.31 0.00 0.00 BANK 95.53 4.12 0.35 3.27 BANK 95.11 4.59 0.30 0.00 0.00 100.00 3.42 PG3 90.76 7.22 0.73 0.00 0.02 0.06 0.12 0.00 0.00 Banks in Foreign countries Foreign Govts and Official Inst. Total deposits 0.00 0.01 100.00 0.00 0.01 0.00 0.00 6.70 29 0.68 53 0.0091 0.12 97 100.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 Domestic Demand Deposits 13.92 10.69 13.01 9.81 4.61 9.86 2.67 10.80 2.42 85.79 10.67 3.13 Domestic Other Transaction Accts 22 83 4.77 5.04 8.40 5.19 86.41 4.72 2.79 6.38 Domestic Nontransaction Accts 84.27 86.53 82.27 89.01 Total Domestic Deposits 10.65 3.12 85.26 99.79 0.21 100.00 99.77 100.00 99.80 81.31 100.00 0.00 100.00 100.00 86.60 99.76 0.24 100.00 0.00 100.00 0.00 Deposits in Foreign Offices 0.23 0.00 0.20 0.00 99.1899 0.82 96 100.00 99 Total Deposits 100.00 100.00 100.00 100.00 100.00 100.00 100.00 11717855885895113321113521 Liquidity Funding Ratios 20.12 11.94 22.89 12.32 28.34 27.26 Net Non Core Fund Dep $250M Core Deposits 19.99 68.97 13.02 71.34 63.38 71.61 10.86 65.11 61.76 23.35 71.59 11.26 71.21 Short Term Non Core Funding 13.97 70.56 13.12 47.46 14.1985 70.69 12.41 88 11.74 65.57 18.04 5.82 85.07 2.55 22.43 S.T Inv to S.T. Ncore Fund 14.49 4.52 119.20 66.93 3.87 1.68 51.83 S.T. Asset to S.T. Liabilities 135.49 146.78 140.07 59.77 137.43 80.23 3.39 101.44 69.23 5.53 Net S.T. Liabilities to Assets -1.74 8.48 -1.61 2.30 95.70 -1.27 89.59 Net Loans & Leases to Deposits 88.47 104.88 101.19 88.74 -1.13 88.92 102.00 72.45 103.32 123.05 Net LN&LS to Core Deposits 102.76 128.68 100.96 87 118.53 99.73 Brkr Dep Mat 1 Yr 635,196 690,899 2,982,680 440,058 603,625 42,685 82,813 270,000 100,000 389,798 589,884 32,271 Time Deps over $250M Mat 1 Yr 171||||173161755 34,881 77,437 319,900 100,000 Fed Home Loan Bor Mat 1 Yr Other Borrowing Mat 1 Year Secured Other Borrowings Federal Funds Purchased Secured Fed Funds Purchased Listing Service Deposits Brokered Deposits 376,913 414,434 529,992 460,451 76,225 473,576 85,792 Reciprocal Brokered Deposits 5Q Trend 9/30/2019 3/31/2019 12/31/2018 12/31/2016 Percent of Total Deposits PCT BANK 12/31/2017 PG 3 91.16 PCT BANK PG 3 90.87 PG 3 PCT 96.67 96.46 91.49 Individ, Partnerships, and Corp. U.S. Govt, States & Political Sub in U.S. Commi Banks & Other Dep Inst. in U.S. PG 3 90.50 7.98 0.78 7.66 BANK 95.41 4.28 0.31 0.00 0.00 BANK 95.53 4.12 0.35 3.27 BANK 95.11 4.59 0.30 0.00 0.00 100.00 3.42 PG3 90.76 7.22 0.73 0.00 0.02 0.06 0.12 0.00 0.00 Banks in Foreign countries Foreign Govts and Official Inst. Total deposits 0.00 0.01 100.00 0.00 0.01 0.00 0.00 6.70 29 0.68 53 0.0091 0.12 97 100.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 Domestic Demand Deposits 13.92 10.69 13.01 9.81 4.61 9.86 2.67 10.80 2.42 85.79 10.67 3.13 Domestic Other Transaction Accts 22 83 4.77 5.04 8.40 5.19 86.41 4.72 2.79 6.38 Domestic Nontransaction Accts 84.27 86.53 82.27 89.01 Total Domestic Deposits 10.65 3.12 85.26 99.79 0.21 100.00 99.77 100.00 99.80 81.31 100.00 0.00 100.00 100.00 86.60 99.76 0.24 100.00 0.00 100.00 0.00 Deposits in Foreign Offices 0.23 0.00 0.20 0.00 99.1899 0.82 96 100.00 99 Total Deposits 100.00 100.00 100.00 100.00 100.00 100.00 100.00 11717855885895113321113521 Liquidity Funding Ratios 20.12 11.94 22.89 12.32 28.34 27.26 Net Non Core Fund Dep $250M Core Deposits 19.99 68.97 13.02 71.34 63.38 71.61 10.86 65.11 61.76 23.35 71.59 11.26 71.21 Short Term Non Core Funding 13.97 70.56 13.12 47.46 14.1985 70.69 12.41 88 11.74 65.57 18.04 5.82 85.07 2.55 22.43 S.T Inv to S.T. Ncore Fund 14.49 4.52 119.20 66.93 3.87 1.68 51.83 S.T. Asset to S.T. Liabilities 135.49 146.78 140.07 59.77 137.43 80.23 3.39 101.44 69.23 5.53 Net S.T. Liabilities to Assets -1.74 8.48 -1.61 2.30 95.70 -1.27 89.59 Net Loans & Leases to Deposits 88.47 104.88 101.19 88.74 -1.13 88.92 102.00 72.45 103.32 123.05 Net LN&LS to Core Deposits 102.76 128.68 100.96 87 118.53 99.73 Brkr Dep Mat 1 Yr 635,196 690,899 2,982,680 440,058 603,625 42,685 82,813 270,000 100,000 389,798 589,884 32,271 Time Deps over $250M Mat 1 Yr 171||||173161755 34,881 77,437 319,900 100,000 Fed Home Loan Bor Mat 1 Yr Other Borrowing Mat 1 Year Secured Other Borrowings Federal Funds Purchased Secured Fed Funds Purchased Listing Service Deposits Brokered Deposits 376,913 414,434 529,992 460,451 76,225 473,576 85,792 Reciprocal Brokered Deposits