Page 2 Income Statement $ a. Evaluate scale based on the dollar-based income statement.

FDIC Certificate # 13421 FRB District/IDRSSD 10/450856 County: LANCASTER UNION BANK AND TRUST COMPANY; LINCOLN , NE Income Statement $ Income Statement S-Page 2 OCC Charter #0 11/30/2019 8:42:47 PM Public Report Percent Change 5Q 12/31/2018 12/31/2017 12/31/2016 9/30/2019 3/31/2019 1 Year Trend 127,976 41,28 123,440 110,614 Interest and Fees on Loans 150,500 16.53 Income From Lease Financing 531 172 616 516 451 18.79 Tax-Exempt 1,273 516 1,567 1,221 1,235 12.26 Estimated Tax Benefit 220 94 267 497 474 9.71 128,727 151,383 111,539 Income on Loans & Leases (TE) 41,547 124,453 16.53 US Treas & Agency (Excl MBS) 982 323 963 947 865 42.32 Mortgage Backed Securities 954 247 825 600 670 58.21 1 Estimated Tax Benefit 2.27 2 3 7 6 All Other Securities 13,841 14,980 5,178 18,650 12,381 11.99 Tax-Exempt Securities Income 12 4 16 16 16 0.00 Investment Interest Income (TE) 16,918 5,749 20,441 15,395 13,922 15.32 Interest on Due From Banks 1,040 458 329 72 21 538.04 Int on Fed Funds Sold & Resales 0 0 0 0 1 N/A Trading Account Income NA NA N/A NA 0 N/A Other Interest Income 47.30 674 184 1,590 1,353 1,244 Total Interest Income (TE) 173,743 16.42 147,359 47,937 141,272 126,727 Int on Deposits in Foreign Off NA NA N/A N/A N/A N/A 30,639 Interest on Domestic Deposits 33,337 10,941 18,801 15,248 59.23 Int on Fed Funds Purch & Repos 35 14 140 121 129 -68.75 Int Trad Liab & Oth Borrowings 4,151 1,117 9,138 5,391 2,622 -44.20 Int on Sub Notes & Debentures 0 0 0 0 N/A Other Interest Expense N/A NA. N/A NA N/A N/A 12,072 Total Interest Expense 37,523 39,917 24,313 17,999 31.72 Net Interest Income (TE) 11.97 109,836 35,865 133,826 116,959 108,728 18,690 73,44 Non-interest Income 58,863 85,411 64,148 13.30 Adjusted Operating Income (TE) 168,699 54,555 219,237 190,400 172,876 1.63 \ Non-Interest Expense 102,394 34,143 125,005 119,618 105,178 10.93 6,607 Provision: Loan & Lease Losses 2,202 5,502 12.59 8,650 5,051 Provision: Credit Losses Other Assets N/A N/A N/A. NA N/A N/A Pretax Operating Income (TE) 18,210 59,698 85,582 65,280 62,647 11.96 Realized G/L Hid-to-Maturity Sec 0 0 0 0 N/A Realized G/L Avail-for Sale Sec -99.76 5 0 3,166 9,123 1,703 Unrealized G/L Equity Securities 107 N/A N/A 53 -78 250.70 Pretax Net Operating Inc (TE) 59,810 18,263 88,670 74,403 64,350 14.36 Applicable Income Taxes 13,607 4,180 19,852 28,117 22,928 -12.69 Current Tax Equlv Adjustment 222 94 270 503 480 9.58 0 Other Tax Equiv Adjustments 0 0 0 0 N/A Applicable Income Taxes (TE) 28.620 23,408 13,829 4,274 20,122 -12.40 Net Operating Income 45,981 13,989 68,548 45,783 40,942 -14.94 Net Discontinued /Extraordinary Items 0 0 0 0 N/A Net Inc Noncontrolling Minority Interests 0 0 0 N/A 68,548 45,783 Net Income 45,981 13,989 40,942 -14.94 Cash Dividends Declared 8,250 9,045 22.22 2,750 8,045 8,045 Retained Earnings 37,731 11,239 37,738 -20.24 59,503 32,897 Memo: Net International Income N/A N/A N/A NA N/A N/A Memo: Interest on Time Dep Over $100M NIA NA. N/A. NA 4,263 N/A Memo: Interest on Time Dep Over $250M 1,848 2,258 664 1,150 NA 77.24 FDIC Certificate # 13421 FRB District/IDRSSD 10/450856 County: LANCASTER UNION BANK AND TRUST COMPANY; LINCOLN , NE Income Statement $ Income Statement S-Page 2 OCC Charter #0 11/30/2019 8:42:47 PM Public Report Percent Change 5Q 12/31/2018 12/31/2017 12/31/2016 9/30/2019 3/31/2019 1 Year Trend 127,976 41,28 123,440 110,614 Interest and Fees on Loans 150,500 16.53 Income From Lease Financing 531 172 616 516 451 18.79 Tax-Exempt 1,273 516 1,567 1,221 1,235 12.26 Estimated Tax Benefit 220 94 267 497 474 9.71 128,727 151,383 111,539 Income on Loans & Leases (TE) 41,547 124,453 16.53 US Treas & Agency (Excl MBS) 982 323 963 947 865 42.32 Mortgage Backed Securities 954 247 825 600 670 58.21 1 Estimated Tax Benefit 2.27 2 3 7 6 All Other Securities 13,841 14,980 5,178 18,650 12,381 11.99 Tax-Exempt Securities Income 12 4 16 16 16 0.00 Investment Interest Income (TE) 16,918 5,749 20,441 15,395 13,922 15.32 Interest on Due From Banks 1,040 458 329 72 21 538.04 Int on Fed Funds Sold & Resales 0 0 0 0 1 N/A Trading Account Income NA NA N/A NA 0 N/A Other Interest Income 47.30 674 184 1,590 1,353 1,244 Total Interest Income (TE) 173,743 16.42 147,359 47,937 141,272 126,727 Int on Deposits in Foreign Off NA NA N/A N/A N/A N/A 30,639 Interest on Domestic Deposits 33,337 10,941 18,801 15,248 59.23 Int on Fed Funds Purch & Repos 35 14 140 121 129 -68.75 Int Trad Liab & Oth Borrowings 4,151 1,117 9,138 5,391 2,622 -44.20 Int on Sub Notes & Debentures 0 0 0 0 N/A Other Interest Expense N/A NA. N/A NA N/A N/A 12,072 Total Interest Expense 37,523 39,917 24,313 17,999 31.72 Net Interest Income (TE) 11.97 109,836 35,865 133,826 116,959 108,728 18,690 73,44 Non-interest Income 58,863 85,411 64,148 13.30 Adjusted Operating Income (TE) 168,699 54,555 219,237 190,400 172,876 1.63 \ Non-Interest Expense 102,394 34,143 125,005 119,618 105,178 10.93 6,607 Provision: Loan & Lease Losses 2,202 5,502 12.59 8,650 5,051 Provision: Credit Losses Other Assets N/A N/A N/A. NA N/A N/A Pretax Operating Income (TE) 18,210 59,698 85,582 65,280 62,647 11.96 Realized G/L Hid-to-Maturity Sec 0 0 0 0 N/A Realized G/L Avail-for Sale Sec -99.76 5 0 3,166 9,123 1,703 Unrealized G/L Equity Securities 107 N/A N/A 53 -78 250.70 Pretax Net Operating Inc (TE) 59,810 18,263 88,670 74,403 64,350 14.36 Applicable Income Taxes 13,607 4,180 19,852 28,117 22,928 -12.69 Current Tax Equlv Adjustment 222 94 270 503 480 9.58 0 Other Tax Equiv Adjustments 0 0 0 0 N/A Applicable Income Taxes (TE) 28.620 23,408 13,829 4,274 20,122 -12.40 Net Operating Income 45,981 13,989 68,548 45,783 40,942 -14.94 Net Discontinued /Extraordinary Items 0 0 0 0 N/A Net Inc Noncontrolling Minority Interests 0 0 0 N/A 68,548 45,783 Net Income 45,981 13,989 40,942 -14.94 Cash Dividends Declared 8,250 9,045 22.22 2,750 8,045 8,045 Retained Earnings 37,731 11,239 37,738 -20.24 59,503 32,897 Memo: Net International Income N/A N/A N/A NA N/A N/A Memo: Interest on Time Dep Over $100M NIA NA. N/A. NA 4,263 N/A Memo: Interest on Time Dep Over $250M 1,848 2,258 664 1,150 NA 77.24