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*paper = page Mrs P began work as a high school teacher. As part of securing her position at a secondary school Mrs P must

*paper = page

Mrs P began work as a high school teacher. As part of securing her position at a secondary school Mrs P must join the Education Superannuation Fund. When offered the position by Hawthorn Secondary School the principal at the school handed her a document entitled: "All you need to know about the "Education Superannuation Fund". It was a single A4 paper that listed the name of the fund, its AFSL (Australian Financial Services Licence) Number, and a reference to the fund's website "for all other questions".

Mrs P went to the website and was overwhelmed by the information contained on the site: a 300 paper Product Disclosure Statement, a 200 paper Financial Services Guide, Legal notices, dispute resolution details, contact details, and exemption clauses. Mrs P just shook her head and ticked a box which said: "I have, read, understood all the information contained in this website."

Has Education Super Fund complied with its disclosure obligations according to the relevant legislation and common law?

(This is Finance Law subject)

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