paraphrase this paragraph "In 2019-20, 59 percent of Ohio college graduates had student loan debt. The average debt load of an Ohio college graduate in 2019-20 was $30,605. Twenty-two percent of Ohio college graduates' student loan debt was nonfederal debt that is often costlier and carries fewer consumer protection than federal debt. The largest component of this nonfederal debt is private student loansdebt that students borrow from banks and private lenders. In Ohio, 13 percent of college graduates had private student debt, with an average private debt load of $30,880 among these borrowers. Seventy-one percent of Ohio college graduates attended public colleges, while the remaining 29 percent of graduates attended private nonprofit colleges, where costs and debt among graduates are typically higher than public colleges."