Part 1: Risk and Beta
	Year	Apple Stock Price	Kroger Stock Price	S&P 500 Index (Market Proxy)
	2023	$125.07	$45.74	3,895.08
	2022	$176.16	$48.12	4,677.03
	2021	$128.94	$31.63	3,824.68
	2020	$74.36	$28.70	3,234.85
	2019	$37.07	$27.66	2,531.94
	2018	$44.27	$27.14	2,810.30
Question 1)	AVERAGE Function Excel
	Year	Apple Returns	Kroger Returns	S&P 500 Index Returns
	2023
	2022
	2021
	2020
	2019
	Average Returns
Question 2)	STDEV Function Excel
	Stan. Dev. of Apple Returns	Stan. Dev. Of Kroger Returns	Stan. Dev. of S&P 500 Returns