Part 2-Multiple Choice. Circle the BEST answer. Each question is worth one point. 1. Amy has a marketing job in insurance. She is authorized to represent eight different property and liability insurance companies. She is compensated through commissions and she owns the expiration (renewal) rights to the business that she sells. Amy is a(an): a. actuary. b. direct writer. e. independent agent. d. exclusive agent. e. underwriter. 2. All of the following are requirements for a risk to be privately insurable EXCEPT: a. there should be a large number of similar exposure units b. catastrophic losses should not be possible c. the chance of loss should be incalculable d. losses should be determinable and measurable the premium should be economically feasible e