Part A 1-You have the following data for the BS of a commercial Bank 2- None of the loans has been paid and no new loans were contracted for the current year 3- You expect that you will lose 5 on all your loans for the current year. 4-Fill out the yellow Cells given the information provided Please note that ALL is a contra-asset item Gross Loans -ALL= Net Loans XYZ Commercial Bank- BS Assets \begin{tabular}{|r|r|} \hline Begenning & \multicolumn{2}{|l|}{ End } \\ \hline 100 & 132 \\ \hline 200 & 2103 \\ \hline \end{tabular} Gross Loans Allownace for Loan Losses (ALL) Net Loans 1000 (10.00) 990.00 1000 5 995.00 XYZ Commercial Bank- IS Interest Income Interest expense Net Interest Income (NII) Provision Net fees and commission income Non-interest exepenses Pre-tax Income Taxes (30\%) Net Income Loan Loss Reserve Calculation Begenning reserve balance Net Charge-offs calculation (-) Gross Charge-Offs (+) Recoveries Net Charge-offs (+) Additional Provision 80 Ending reserve Balance (ALL - LLR) 90.00 Part A 1-You have the following data for the BS of a commercial Bank 2- None of the loans has been paid and no new loans were contracted for the current year 3- You expect that you will lose 5 on all your loans for the current year. 4-Fill out the yellow Cells given the information provided Please note that ALL is a contra-asset item Gross Loans -ALL= Net Loans XYZ Commercial Bank- BS Assets \begin{tabular}{|r|r|} \hline Begenning & \multicolumn{2}{|l|}{ End } \\ \hline 100 & 132 \\ \hline 200 & 2103 \\ \hline \end{tabular} Gross Loans Allownace for Loan Losses (ALL) Net Loans 1000 (10.00) 990.00 1000 5 995.00 XYZ Commercial Bank- IS Interest Income Interest expense Net Interest Income (NII) Provision Net fees and commission income Non-interest exepenses Pre-tax Income Taxes (30\%) Net Income Loan Loss Reserve Calculation Begenning reserve balance Net Charge-offs calculation (-) Gross Charge-Offs (+) Recoveries Net Charge-offs (+) Additional Provision 80 Ending reserve Balance (ALL - LLR) 90.00