Part A: Answer each of the following questions. Each answer is worth 5.5 points. 1. What are three reasons to be cautious in using ratios to evaluate firm performance? 2. Identify and discuss the causes of the financial crisis that peaked in autumn of 2008. Why did it get worse? 3. What are three factors that influence interest rates for individual securities? 4. Identify and describe the two components of risk that make up a stock's total risk. 5. What's the risk premium? What's the risk-free rate typically considered to be? 6. What duties does a company treasurer typically perform? 7. Name and describe the two main methods by which informal resolutions of financial distress take place