Part II:

Nonconsensual Lien - Read each of the questions below and provide your answers making certain to clearly identify your responses to each one.Be complete in your answers.

1. The mortgagor's interests are protected in a judicial foreclosure by a court's oversight of the process; how is the mortgagor's interest protected when a deed of trust is used?

2. Why is the deed of trust becoming increasingly popular?

3. What is the rationale for the common-law possessory lien?

4. Mike Mechanic repaired Alice Ace's automobile in his shop, but Alice didn't have enough money to pay for the repairs. May Mike have a mechanic's lien on the car? A possessory lien?

5. Why does federal law exempt unemployment benefits, books and tools of a trade, workers' compensation, minimum amounts of wages and salary, personal effects, furniture, fuel, and other such items from the sweep of a tax lien?