Part II:

This part of the case involves projecting your future wealth accumulation based on saving 15% of your annual gross salary for forty years.

You will select one mutual fund from each of the four mutual fund categories as you did in Part I.You may use the same selections from above or choose other funds.

Requirements:

Projected Job Name:

Projected Starting Salary:

15% of your salary:

Monthly amount to be invested (divide your 15% result by 12):

Amount to be invested in each fund (divide the monthly amount by 4):

Complete the chart

Complete the chart below:

CATEGORY

*MUTUAL FUND NAME

AMOUNT INVESTED PER MONTH

NUMBER OF YEARS TO INVEST

**Use the 10 year annualized return for the fund

***PROJECTED VALUE OF FUND

LARGE CAP

1.

$0

40

%

$

MID CAP

1.

$0

40

%

$

SMALL CAP

1.

$0

40

%

$

FOREIGN

1.

$0

40

%

$

TOTAL VALUE FROM ALL INVESTMENTS

$

*Insert name of each mutual fund selected for each category.

**Use the 10 year annualized return for the fund.

***The projected value for each mutual is required.Documentation supporting each projected value is required to be attached at the end of the written paper under the title:SUPPORTING DOCUMENTATION.The information should appear in the same order from the chart.

Requirements for each mutual fund selected from the Morningstar link if different from Part I:

Select a mutual fund

What is the level of return, risk and ratings for this mutual fund and provide a comment?

What is the expense ratio for this mutual fund and provide a comment?

List the top 5 holdings of the fund

Questions for be addressed in your paper:

Comment on the results of the investments

Citing at least two other sources, comment on the behaviors necessary for consistent saving and investing.Also, comment on why our society doesn't save for retirement.

If you were to save for retirement as noted from your chart, how could this change your family tree?

Your final comments or reflection.