Part IV: Put it All Together Jocelyn wants to combine all of her saving goals into one overall financial plan. 13. Complete the table below using the figures you calculated for her car, house and retirement savings goals. If you prefer to work electronically, here is Jocelyn's Savings Plan spreadsheet that aligns with the chart below. For Car Savings and Payments and House Savings and Payments, be sure to include both the amounts Jocely needs to save annually PRIOR to purchase, as well as her loan payments AFTER purchase. Add the Car + House + Retirement amounts to get the Total Savings and Loan Payments and calculate it as a percentage of Jocelyn's salary. Year Salary Car Savings & Payments House Savings & Payments Retirement Savings Total Total Savings Savings and Payments and Payments as % of Salary Cash flows 3% increase annually Save for 3, Pay Save for 10, for 5 Pay for 30 Save for 30 1 $50,000 2 $51,500