Part One: For Part One of this milestone, you will do the needed calculations to analyze the clients current portfolio. Specifically, you must address the following rubric criteria:

1. Analyze past portfolio performance. Include the following in your response:
   1. Quantitative assessments from:
      1. Annual return
      2. Market return against benchmarks
      3. Market cycles
      4. Risk-adjusted return

Part Two: For Part Two of the milestone, you will create a written summary that is supported by appropriate calculations. Specifically, you must address the following rubric criteria:

1. Compare portfolio investments to relevant benchmarks. Include the following in your response:
2. 1. Correct benchmarks for investments
   2. Specific data on investments within the portfolio
   3. Identification of poor-quality investments in relation to each benchmark

Client Profile

Kiko is a 28-year-old single female who just graduated from medical school and is starting her career as a doctor, making $150,000 a year. She has reduced her portfolio savings because she wants to pay off student loan debt of $100,000 quicker. Her uncle told her to invest in municipal bonds because they are safer and give her tax-free income and she wants to buy stock in the hospital she now works. She is afraid of making risky investments in case she needs the money but understands growth requires risk taking. She plans to increase her retirement savings now that she has a full-time job. Her student loans should be paid off in 10 years as her expenses are modest, and she expects her income to increase rapidly as she advances at the hospital. She also hopes to open her own practice once her student loans are paid off and would like to build up enough assets to fund the start-up costs. Because of her experiences in medical school, she prefers to invest in ethical companies that are environmentally sound and socially conscious due to their impact on people's health.