Participants contributed 100,000 MAD to takaful Funds that will be managed based on hybrid model. According to the conducted contract between the participants and the operator, this latter is entitled to a fixed Wakal fee of 10% as a Wakil. The operator divides the funds into PAS and PA based on the following ratios 50:50. PA generated a profit of 15%. The estimated cost of claims and its related operating expenses is 30,000 MAD. Participants and Takaful operator agreed to share any surplus according to the following ratios: 70:30. How much would the participants and the operator get by maturity date? Participants contributed 100,000 MAD to takaful Funds that will be managed based on hybrid model. According to the conducted contract between the participants and the operator, this latter is entitled to a fixed Wakal fee of 10% as a Wakil. The operator divides the funds into PAS and PA based on the following ratios 50:50. PA generated a profit of 15%. The estimated cost of claims and its related operating expenses is 30,000 MAD. Participants and Takaful operator agreed to share any surplus according to the following ratios: 70:30. How much would the participants and the operator get by maturity date