participating ordinary life policy in the amount of $10,000 is

participating ordinary life policy in the amount of $10,000 is sold to an individual, age 35. The following cost data are given:

Annual premium ...............$230

Total dividends for 20 years ...........$1613

Cash value at end of 20 years .........$3620

Accumulated value of the annual premiums

at 5 percent for 20 years ...........$7985

Accumulated value of the dividends at

5 percent for 20 years ............$2352

Amount to which $1 deposited annually at the

beginning of each year will accumulate

in 20 years at 5 percent ...........$34.719

a. Based on this information, compute the annual net cost per $1000 of life insurance at the end of 20 years using the traditional net cost method .

b. Compute the annual surrender cost index per $1000 of life insurance at the end of 20 years.

c. Compute the annual net payment cost index per $1000 of life insurance at the end of 20 years.