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Patient has a HDHP with a $ 5 0 0 0 deductible. Co - pays for the plan are $ 3 0 for office visits,

Patient has a HDHP with a $5000 deductible. Co-pays for the plan are $30 for office visits, $100 for ED visits, and $500 for IP hospitalizations. The patient also has co-insurance of 80/20.
Patient presents on January 3 to the ED. This is the first healthcare visit of the year for the patient. Total charges are $4700. How much will the insurance owe and how much will the patient owe?

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