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Patrick is a bit concerned about his disability policy. He is glad he has one, but he has never increased the benefit. He says he

Patrick is a bit concerned about his disability policy. He is glad he has one, but he has never increased the benefit. He says he can increase the benefit each year at the $2.90 per $100 of salary rate, which is the same rate the policy was at years ago when it was new. This pertains best to the

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