Patrick is considering two different savings plans. The first plan would have his deposit RM500 every six months, and he would receive interest at a 7% annual rate, compounded semi-annually. Under the second plan he would deposit RM1,000 every year with a rate of interest of 7.5%, compounded annually. The initial deposit with Plan 1 would be made six months from now and, with Plan 2, one year from now. What is the future value of the first plan and second plan at the end of 15 years? Which plan should Patrick use, assuming that his only concern is with the value of his savings at the end of 15 years?