Paul is in his mid-40s, a non-smoker, and in good health having just passed his annual medical for his private pilots licence renewal. He files strictly on a recreational basis and averages approximately 250 hours per year of flight time. He holds night-flying, mountain flying, and instrument flight rules endorsements. With over2,100 hours in his log-book for his occupation and a managing partner for a national firm. You have documented everything including an aviation questionnaire, copies of the relevant pages from his log-book, and proof of his qualifications. Which of the following would be the MOST likely outcome when Paul applies for disability insurance?

A. Paul will be declined disability insurance coverage because recreational flying is considered high risk.

B. Pauls premiums will be rated because his flight volumes are consistently high.

C. Pauls recreational flying will not impact the policy because of his proven experience and safety record.

D. Pauls best-case scenario would be an execution rider denying benefits from any claim resulting from flying.