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Paul just broke up with his girlfriend and out of rage he decides to take a baseball bat and damage the brand new BMW his

Paul just broke up with his girlfriend and out of rage he decides to take a baseball bat and damage the brand new BMW his girlfriend bought him. After damaging the car, Paul rationalizes his actions by telling himself he has auto insurance that will cover all the damages he just inflicted on the car. Which of the following characteristics of insurance is Paul violating?
O All losses must be fortuitous
O Transferring of pure risk
O Over insurance
O All of the above

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