Paul's car slid off the icy road, causing $3,000 in damage to his car. He was also treated for minor injuries, costing $1,000. His car insurance has a $350 deductible, after which the full loss is paid. His health insurance has a $100 deductible and covers 80% of medical cost. What were Paul's out-of-pocket costs from the incident? Paul's out-of-pocket costs are $ (Round your response to the nearest penny.)