Paying cash for a house instead of a mortgage for 15 years, you decide to set aside $12,000 at the end of each year in a fund that earns 9.2% annually and if money decreases in value by 2.5% per year, how much will you have saved at the end of fifteen (15) years?

Please use TI BA II calculator features (N, I/Y, PV, PMT, FV, AMORT) to solve questions (if possible)