Payment systems seem to have reached a period of inflection. We are rapidly approaching a time where there is a high probability we will see significant changes in how the average American conducts their daily transactions.

The traditional payment systems of cash, bank check, and even credit cards are looking to be a bit dated. Feature now available in new electronic payment system appear to be much more attractive - so much so there seem to be some emerging trends indicating a switch.

Acting as a corporate consultant to an affected industry review the major alternative currencies and payment systems (e.g.: banking, retail, investment, . . . ).

Things you might consider: - How changes might affect consumers, retailers, financial institutions, the supply chain, . . . - The effects that digital payment systems might could will have (e.g.: Apple Pay, Samsung Pay, WeChat Pay, Alipay, Venmo, Zelle ) - The affects of crypto currencies, stable coins, and CBDCs - The regulatory environment (current and future) - The economic issues - Political Issues