Payments of $77.00 are made at the beginning of each quarter for nine years at 12% compounded annually. Classify the annuity by (a) term, (b) date of payment and (c) conversion period (a) Based on the term, the annuity is (b) Based on the date of payment, the annuity is (c) Based on the conversion period, the annuity is Josef invested $200 into an RRSP that earned interest at 7.5% compounded semi-annually for five years (a) Find the balance of the account at the end of the period. (b) How much interest is earned? (c) What is the effective rate of interest? (a) The balance of the account at the end of the period is $ (Round the final answer to the nearest cent as needed. Round all intermediate values to six decimal places as needed.) (b) The amount of interest earned is $ (Round the final answer to the nearest cent as needed. Round all intermediate values to six decimal places as needed) (c) The effective rate of interest is 1% (Round the final answer to four decimal places as needed. Round all intermediate values to six decimal places as needed.)