PCRS2 Which of the following companies report consumer creditinformation * Experian and TRW by Fair Isaac and Equifax Tran Union and TRW d) Equifax and Experian 4. Identify the components and weighting of a personal credit score PCRS_3. Which of the following actions as most likely to negatively impact an individuar's credit score? a) Paying off the balance in a revolving card instead of making monthly cayments b) Under utilization of a home equity line of credit c) closing out a well established credit card account with good payment history & Applying for a new auto loan every five years Chapter 7: Analyzing Business Tax Returns 5. Identify areas in which fraud/irregularities can be found ABTR_1 Where is a lender most likely to look for evidence of a fraud in financial statements received from a borrower in support of a loan request? A Understating the balance of receivables & Overstating payables owed to the trade Including contingent sales in revenues D. Accelerating recognition of excents FINANCE 4310-CREDIT ESSENTIALS FOR BANKS ( RMA Credit Essentials Course EXAM 3 6. Identify characteristics, advantages and disadvantages of various entities- corporations, corporations, partnerships and Lles ATR_2A. Which business entity exposes an owner to potential liability for busnes obligations? AC corporation Scorporation C General partnership D. Limited liability company 7. Identify characteristics, advantages and disadvantages of various entities-- corporations, Scorporations, partnerships and LLC ABTR 25 Which type of entity is potentially subject to a built-in antax 2) C corporation b) Scorporation General partnership Limited labioty.company