Penny has a car with an estimated resale value of $17241.5. She is thinking of driving out of country, where her normal insurance does not apply, and feels that there is a 2.7% chance she has an accident on the trip. She estimates in such a case she'd lose 9.5% of the car resale value. Given that she has a utility function given by square root (e.g. U(w) = w0.5), what is the most that she would pay for car insurance on this trip