() People living in hot, humid climates located distant from the major markets of the world with limited access to an ocean coastline confront a sizeable economic disadvantage. (II) Adverse climate and location can exert an impact on the incentive to adopt economic institutions consistent with economic progress. O a. I is true; Il is false O b. l is false ll Is true. O c Both ! and il are true, O/d. Both I and il are false