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Perez bought a gold necklace on credit from Gooden Jewlers. On her way home she lost it. Perez refused to pay for the necklace, claining

Perez bought a gold necklace on credit from Gooden Jewlers. On her way home she lost it. Perez refused to pay for the necklace, claining that since the necklace had been purchased on credit it was the jeweler's loss. Is she correct? Why or Why not?

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