personal finace

Joshua Kelly estimates that taking some classes would result in earning $10,000 more a year for the next 20 years. Based or annual interest rate of 5 percent, calculate the future value of these classes. (Exhibit 1-A. Exhibit 1-B. Exhibit 1-C. Exhibit 1-D) Note: Use the appropriate factor(s) from the tables provided. Round time value factor to 3 decimal places and final answe to 2 decimal places. Answer is complete but not entirely correct. Problem 3-7 Determining Budget Variances [LO3-3] Fran Bowen created the following budget: She actually spent $324 for food, $406 for transportation, $1,078 for housing. $200 for clothing. and $313 for personal expe and recreation. Calculate the variance for each of these categories, and indicate whether it was a deficit or surplus. Note: Input all amounts as positive values. Kara Delaney received a $13,000 gift for graduation from a relative. If she deposits the entire amount in an account paying 8 percent, whot will be the value of this gift in 10 years? (Exhibit 1.A. Exhibit 1-B, Exhibit 1-C. Exhibit 1-0) Note: Use appropriate factor(s) from the tables provided. Round time value factor to 3 decimal places and final answer to the nearest whole number. Joshua Kelly estimates that taking some classes would result in earning $10,000 more a year for the next 20 years. Based or annual interest rate of 5 percent, calculate the future value of these classes. (Exhibit 1-A. Exhibit 1-B. Exhibit 1-C. Exhibit 1-D) Note: Use the appropriate factor(s) from the tables provided. Round time value factor to 3 decimal places and final answe to 2 decimal places. Answer is complete but not entirely correct. Problem 3-7 Determining Budget Variances [LO3-3] Fran Bowen created the following budget: She actually spent $324 for food, $406 for transportation, $1,078 for housing. $200 for clothing. and $313 for personal expe and recreation. Calculate the variance for each of these categories, and indicate whether it was a deficit or surplus. Note: Input all amounts as positive values. Kara Delaney received a $13,000 gift for graduation from a relative. If she deposits the entire amount in an account paying 8 percent, whot will be the value of this gift in 10 years? (Exhibit 1.A. Exhibit 1-B, Exhibit 1-C. Exhibit 1-0) Note: Use appropriate factor(s) from the tables provided. Round time value factor to 3 decimal places and final answer to the nearest whole number