PERSONAL FINANCE PROJECT The topic of the term project will be selected by the student. That being said, the student will address the topic over a lifetime as stated in our textbook. What that means is you will consider the "topic" selected over each stage of "your" life cycle. Topic: "Investing for Retirement" see page 310 in the text, "Planning Over a Lifetime" Topic: "Using Credit and Consumer Loans" see page(s) 168 and 193, "Planning Over a Lifetime" RUBRIC No Credit Part Credit Full Credit Grade PRE-FAMILY INDEPENDENCE: AGE 20s No participation 0 points The student did not fully describe goals and objectives 0 - 15 points The student completely described tangible, measurable goals 25 points FAMILY FORMATION/CAREER DEVELOPMENT: AGE 30 - 45 No participation 0 points The student makes some revisions to plans and objectives but insufficient to realistic life scenarios. Salary increases, marital status, etc. 0 - 15 points The student revised plans and objectives based upon specific assumptions made regarding career, salary, family status, etc. 25 points PRE-RETIREMENT: AGE 45 - 65 No participation 0 points The student revised plans and objectives based upon specific assumptions made regarding career, salary, family status, etc. 0 - 15 points Retirement Plan