Personal Property Insurance. Is personal property typically insured under a homeowner's insurance policy? If so, are there limits to the coverage of personal property? What is a home inventory? A standard homeowner's insurance policy covers damage to: (Select the best answer below.) OA. pets, up to one-half of any medical or other treatment costs. OB. personal assets such as furniture and computers, up to one-half of the value of the personal assets. OC. all assets including cars, up to one-half of the value of the personal assets. O D. personal assets such as furniture and computers, up to one-half of the coverage of the dwelling. Standard policies A home inventory is a listing of: (Select the best answer below.) a deductible that is applied to the personal property. (Select the best answer from the drop-down menu.) OA. the contractors that participated in constructing the structure. OB. all your personal assets and estimates of the market value of each of them. OC. your personal assets and the characteristi