Peteri and Rosa are married. Peteri is self-employed and earns an annual salary of $151,318. Rosa is not self- employed and earns an annual salary of $105,514. They live and work in New York, and take a standard deduction on their income taxes. The couple's debts... - $53,400 in student loans, repayable at 5.74% APR on an extended repayment plan. - A 30-year mortgage, repayable at 4.125%, on a house they bought for $800,000 but were only able to make a 12% down payment on. - Private mortgage insurance (PMI) based on the above loan. Their PMI premium (percentage) is 0.87%. - $230/month for electricity and gas (combined). - $102/quarter for water. - $844 semiannually for car insurance. - $11,465/year in property tax - $583/semiannually for homeowner's insurance - $1810/year for cable, phone and internet (combined). - $126/month for cell phones. - $45/month in credit card minimums. - $1,525/month for child care.

 Determine the percentage of Peteri and Rosa's salary that remains for discretionary spending. Round your final answer to the nearest hundredth of a percent.