Phil & Claire Dunphy, ages $48$ and $46,$ respectively

Children:

Haley, female, age $17$

Alex, female, age $14$

Luke, male, age $12$

The Dunphy$$s came upon some money due to an inheritance from a distant relative. They have $$100,000$ to invest. They don't yet have a specific goal for this money but don$$t plan to need it for $10-15$ years. They have other monies available for their children's college education.

They consider themselves MODERATELY CONSERVATIVE investors which means they do not like market fluctuations but they understand they need to own the right stocks for long$-$term growth. Phil shows his nervousness more than Claire and gets anxious when the stock market goes down significantly. Phil and Claire made a bad investment choice in the past and this contributes to their moderately conservative outlook.

Based on the information you have about the Dunphy$$s$,$ what do you recommend their asset allocation be for the inheritance money? $($fill in the boxes$)$

Asset class $($Find the percent for each$)$

Stocks

Bonds

Cash