Philip's employer offers both short- and long-term group disability insurance. The employees pay the full premiums for the short-term disability coverage and the long-term disability coverage. If Philip becomes disabled and receives both short- and long-term disability benefits, what will be the fiscal impact for Philip? cGN1emFaZk|Ca3|EUDVxdEh0bFp4Zz09 a. Neither the short-term nor the long-term disability benefits will be taxable to Philip. b. The short-term disability benefits will be taxable to Philip, but the long-term benefits will not be taxable. c. Both the short-term and long-term disability benefits will be taxable to Philip. d. O The short-term disability benefits will not be taxable, but the long-term benefits will be taxable to Philip