Philo needs to borrow $640,000 to purchase a home. He is able to obtain a thirty year mortage with a fixed-rate of 10.2%. What is his monthly payment? For numerical entries, please 1. do NOT enter commas 2. do NOT enter the dollar symbol: $ 3. DO enter the percent symbol when it is needed: % 4. enter dollar amounts to the nearest cent, for example: 12345.67 Please complete the TVM Framework table to compute Philo's monthly payment on this mortgage: Time Value of Money (TVM) Framework C n 1 PV PMT Please complete the first rows of the amortization table Amortization Table n Principal Balance INTEREST FV type CPT Excess Payment Principal Remaining If Philo started this mortgage at the beginning of December, how much interest would he pay during its first calendar year?