Phoebe Davidson's health insurance policy includes a \\( \\$ 500 \\) deductible and a coinsurance provision requiring her to pay 20 percent thereafter. Her medical bills total \\( \\$ 7,000 \\). What amount is she required to pay personally? Multiple Choice \\[ \\$ 7,000 \\] \\[ \\$ 5,000 \\] \\[ \\$ 1,800 \\] \\[ \\$ 1,300 \\] \\[ \\$ 500 \\]