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Phong is an insurance agent and he previously met with his client, Tuyen, to complete a life insurance application. The underwriting process is now complete

Phong is an insurance agent and he previously met with his client, Tuyen, to complete a life insurance application. The underwriting process is now complete and the policy has been approved and sent to Phongs office. Phong meets with Tuyen to deliver the policy. When Phong delivers the policy, he highlights an important clause. Which is the CORRECT clause that Phong would highlight?
a) Tuyen can exercise her right of rescission for up to 10 days for a full refund of all premiums.
b) Tuyen can reinstate her policy within two years of lapse without proof of insurability.
c) Tuyen can exercise her right of rescission for up to 30 days for a full refund of all premiums.
d) Tuyen can reinstate her policy within three years of lapse without proof of insurability.

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