Pinnacle Consulting is planning to issue a zero-coupon bond with a 12-year maturity at a yield to maturity of 3.75%. Pinnacle needs to raise $20,000,000. To the nearest thousand, how many bonds do they need to issue? *a zero-coupon bond pays no coupon interest payments, but is still calculated as if they pay semi-annually* State your answer in dollars, e.g., 12.849,000 not 12,849