Plastic Card vs Metal Card Original Assumptions Lifetime Card Materials Cost Card Type Plastic Metal (Paid by Capital One in Year 1) Annual Servicing Cost Average Annual Spend Average Annual Interest Income $25 $75 $10/year $10/year $200,000/year $220,000/year $100/year $40/year If Capital One makes a 0.1% profit on every dollar spent by their customers, what is the annual profit difference between plastic and metal cards in the first year?