please answe this Question

1.88 A couple buys a home and signs a mortgage contract for $120 000 to be paid with monthly payments over a 25-year period at ja = 10%. After 5 years, they renegotiate the interest rate and refinance the loan at ja = 7%. Find (a) the monthly payment for the initial 5-year period; (b) the new monthly payment after 5 years; (c) the accumulated value of the savings for the second 5-year period at ju = 3% valued at the end of the second 5-year period; (d) the outstanding balance at the end of 10 years. Ans.(a) $1114; (5) $113 271.22; (c) $15 682.65; (d) $97 554.61 e. build an amortization table for the first 2 month f. Would the couple refinance their loan penalty was 3 times one mon this interest on the Qustanding balance If the