Please answer a$-$b$.$ When you purchased your car, you took out a five$-$year annual$-$payment loan with an interest rate of $6\mathrm{.}2\%$ per year. The annual payment on the car is $$5,300.$ You have just

made a payment and have now decided to pay off the loan by repaying the outstanding balance. What is the payoff amount for the following scenarios?

a$.$ You have owned the car for one year $($so there are four years left on the loan$)?$

b$.$ You have owned the car for four years $($so there is one year left on the loan$)?$

a$.$ You have owned the car for one year $($so there are four years left on the loan$)?$

The payoff if you have owned the car for one year $($so there are four years left on the loan$)$ is $

$.($Round to the nearest cent.$)$