please answer all 3 if you can!!! will upvote 100%

Question 14 2 pts What is the Effective Annual Rate (EAR) on a deposit account with a stated Annual Percentage Rate (APR) of 10.3% and monthly compounding? (Enter your percentage answer as a number rounded to 2 decimal places. For example: 15.25% would be entered as 15.25). Question 10 2 pts A fixed-rate corporate bond is downgraded from an A grade to a B grade. Which of the following statements is true? The bond's coupon rate decreases. The bond's yield to maturity decreases. The bond's face value increases The bond's current yield increases Question 11 2 pts KOHLS issued a bond with a face value of $1,000. The annual coupon rate is 6% and the yield to maturity is 7%. The price of the bond should be: Less than $1,000 Equal to $1,000 More than $1,000. Not enough information