please answer all 3 questions thank you!!!

You have just graduated and have $32,000 in student loans, with an interest rate of 3.5 percent. If you want to have this debt paid in full within eight years, how much must you pay at the end of each year? $3,166.67 $3,316.69 $4,655.25 $5,233.42 None of the above is correct. On your first birthday, your dear old Auntie Emmy promised to deposit $500 into a savings account bearing a 3% compounded annual rate on each birthday, beginning with your second. You have just turned 21 and want the money. How much is in the account right now? $15,270 $14,338 S13,435 $12,558 $11,707 You just settled an insurance claim. The first payment of $20,000 will be paid one year from today, and the following payments will increase by 8 percent annually over a 6-year period. If you can earn 6.5 percent on your investments, what is the value today of this settlement? $96,579 $107,324 $116,719 $128,505 Cannot be calculated from the information given