Please answer all 5 Questions.

P.S. While the other Bank's features arent listed, that is not the main point of the first question, it is simply asking that since all of the banks dont have all the features that Ethan desired, Ethan should cut off a few features that arent as important as the other ones, that is the main point of the first question

Ethan has a part-time job and routinely puts 25 percent of each paycheck into a joint savings account he has with his parents. His ultimate goal is to buy a car, but he also wants access to his money so he can pay for clothes, school activities and fuel. His savings account only allows three withdrawals per month without a penalty fee. Ethan wants to open his own checking account so he has easier access to his money. Ethan would like to find a financial institution that offers: s Free or low-fee checking accounts that earn interest. $ Free ATM/debit card with his photo on the front. $ Free direct deposit. $ Free checks. s Free online banking, including a free smartphone app. $ Overdraft protection. A reward program for earning good grades, paying on time, etc. $ FDIC or NCUA insurance. $ Multiple locations. S Multiple ATM locations with free withdrawals. $ Locations that are open past 5 p.m. on weekdays and on Saturday mornings. After researching several banks and credit unions. Ethan found three financial institutions he likes. Each has different features, but none completely fulfills all of Ethan's requirements. Review the information about each bank and answer the following questions. 1. Since none of the institutions offer everything on Ethan's list, which features should he give up? 2. Which features should he keep? 3. Some of the things he prefers, such as his photo on his debit card, come at a cost. Are these items worth paying for? Why or why not? 4. If an institution offered everything on Ethan's list, but wasn't insured, is it worth the risk to do business there? Why or why not? 5. Which bank would you recommend to Ethan? Why? Ethan has a part-time job and routinely puts 25 percent of each paycheck into a joint savings account he has with his parents. His ultimate goal is to buy a car, but he also wants access to his money so he can pay for clothes, school activities and fuel. His savings account only allows three withdrawals per month without a penalty fee. Ethan wants to open his own checking account so he has easier access to his money. Ethan would like to find a financial institution that offers: s Free or low-fee checking accounts that earn interest. $ Free ATM/debit card with his photo on the front. $ Free direct deposit. $ Free checks. s Free online banking, including a free smartphone app. $ Overdraft protection. A reward program for earning good grades, paying on time, etc. $ FDIC or NCUA insurance. $ Multiple locations. S Multiple ATM locations with free withdrawals. $ Locations that are open past 5 p.m. on weekdays and on Saturday mornings. After researching several banks and credit unions. Ethan found three financial institutions he likes. Each has different features, but none completely fulfills all of Ethan's requirements. Review the information about each bank and answer the following questions. 1. Since none of the institutions offer everything on Ethan's list, which features should he give up? 2. Which features should he keep? 3. Some of the things he prefers, such as his photo on his debit card, come at a cost. Are these items worth paying for? Why or why not? 4. If an institution offered everything on Ethan's list, but wasn't insured, is it worth the risk to do business there? Why or why not? 5. Which bank would you recommend to Ethan? Why