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Book #: 201 Which one of the following statements is correct as it relates to fxed versus variable rate mortgages? 43 a Faxed mortgages contain a convertible option allowing them to be locked in to a variable rate Variable rate mortgages are the mortgage of choice for those wishing stability in mortgage payments c Variable rate mortgages fluctuate with the applicable bank prime rate d Variable rate mortgages are popular when interest rates are expected to trend upwards Agents owe their Agents owe their clients fiduciary duties, including the duty of loyalty Which one of the following statements 44 correctly applies to this duty? If the principal's interests conflict with the interests of the agent, the agent must terminate the agency relationship a b The agent owes fiduoary duties to customers who use the services of the agent to make an offer c All facts known to the agent pertaining to the property and about the transaction must be disclosed to third parties d The agent must place the principa's interests ahead of the interests of the agent and the interests of other parties 45 Salesperson Lee approaches the owner of 154 Juniper Lane who is trying to sell his house privately After some discussion, the seller agrees to allow Lee buyer and to pay a commission some ssion he seller agrees to allw Le and Lee's brokerage to represent his interests in Iiding Lee does not have the seler sign a listing agreement, as he is confident he can sell the Salesperson Lee does not have the seler sign a listing agreement as he is property himself without informing other salespeople in the office. In fact, Lee does not ask the seller to sign a listing agreement or even mention it to the seller Lee subsequently sells the property to a buyer cient This situation is best described as an example of a complying with REBBA 2002 when creating agency a way to avoid multiple representation establishing agency by an oral agreement d acing in the seller's best interests