please answer All of these exercises with formula used . (Banking subject)

share of Operating Income or Expenses Amount (S billions) Operating Income Interest income 482.1 66.5% Interest on laans 368.8 50.9% 86.2 11.9% Interest on securities Other interest 27.1 3.7% 33.5 % 242.5 Noninterest Income 5.7 % Service charges on DA 41 Other noninterest income 201.5 27.8% Total operating income 724.6 100% Operating Expenses Interest expense 122.3 17.3% Interest on deposits Interest on fed funds and repos 84 11.9% 5.3 O.8% Other 33 4.7% 50.0% Noninterest expenses 353.1 21.4 % Salaries and empolyee benefits Promises and equipment 151 41.4 5.9% Other 160.7 22.8% 32.7% Provisions for loan losses 230.9 100.0 % Total operating expense 706.3 Net Operating Income Gain loss on securities 18.3 -0.9 Extraordinary items net -3.8 Income taxes 4 Net Income 9.6 http://www2.fdic.gov/SD/main4.asp Go to main site/create or modify report Choose all commercial banks. Make reasonable assumptions. Excrcise 01 Using the up-income statement and if the number common equity shares outstanding is 1500 shares and the common equity shares outstanding is 6% of total liabilities and total equity is 36% of total liabilities also. Total liability is 100billions Calculate and interpret the following ratios: ROA, ROE, The net operating margin, net interest margin, and net noninterest margin. -Calculate carning per shares of stocks EPS? Calculate earnings spread? If total earning assets and total interest-bearing liabilities are 500b and 100b, respectively Calculate NPM, AU and EM? Calculate Bank Efficiency Ratio? Exercise two Using the same up Information to calculate the leverage ratios if the IBIT IS 60b and Depreciation is 30b: Debt of ratio Time interest carning Cash coverage ratio Exercises Three: to gauge how attractive or reasonable a Bank's current price is relative to its eamings, growth rate, and book value. Calculate the following rations: Earnings per share? If the price per share is 100 USD, camings growth rate is 5 % and calculate price to earnings ratio? If Divided per share is 500 USD, cost capital r is 50USD and book value per share is 80 USD Calculate Market to Book Value ratio? share of Operating Income or Expenses Amount (S billions) Operating Income Interest income 482.1 66.5% Interest on laans 368.8 50.9% 86.2 11.9% Interest on securities Other interest 27.1 3.7% 33.5 % 242.5 Noninterest Income 5.7 % Service charges on DA 41 Other noninterest income 201.5 27.8% Total operating income 724.6 100% Operating Expenses Interest expense 122.3 17.3% Interest on deposits Interest on fed funds and repos 84 11.9% 5.3 O.8% Other 33 4.7% 50.0% Noninterest expenses 353.1 21.4 % Salaries and empolyee benefits Promises and equipment 151 41.4 5.9% Other 160.7 22.8% 32.7% Provisions for loan losses 230.9 100.0 % Total operating expense 706.3 Net Operating Income Gain loss on securities 18.3 -0.9 Extraordinary items net -3.8 Income taxes 4 Net Income 9.6 http://www2.fdic.gov/SD/main4.asp Go to main site/create or modify report Choose all commercial banks. Make reasonable assumptions. Excrcise 01 Using the up-income statement and if the number common equity shares outstanding is 1500 shares and the common equity shares outstanding is 6% of total liabilities and total equity is 36% of total liabilities also. Total liability is 100billions Calculate and interpret the following ratios: ROA, ROE, The net operating margin, net interest margin, and net noninterest margin. -Calculate carning per shares of stocks EPS? Calculate earnings spread? If total earning assets and total interest-bearing liabilities are 500b and 100b, respectively Calculate NPM, AU and EM? Calculate Bank Efficiency Ratio? Exercise two Using the same up Information to calculate the leverage ratios if the IBIT IS 60b and Depreciation is 30b: Debt of ratio Time interest carning Cash coverage ratio Exercises Three: to gauge how attractive or reasonable a Bank's current price is relative to its eamings, growth rate, and book value. Calculate the following rations: Earnings per share? If the price per share is 100 USD, camings growth rate is 5 % and calculate price to earnings ratio? If Divided per share is 500 USD, cost capital r is 50USD and book value per share is 80 USD Calculate Market to Book Value ratio