please answer all parts of all questions 1-3. Thank you! :)

1. Investment X offers to pay you $6,000 per year for 9 years. Investment Y offers to pay $8,000 per year for 6 years. Indicate which of these cash flows has the higher present value at a discount rate of 5%. Indicate which has the higher present value at a discount rate of 15%? Discount rate of 5% X PV: Y PV: XN: YN X PMT: Y PMT: X VY: Y I/Y: Discount rate of 15% X PV: XN: X PMT: XUY: Y PV: YN Y PMT: Y IY: 2. What is the Equivalent Annual Rate (EAR) of a 12% Annual Percentage Rate (APR) compounded daily? NOM: EFF: C/Y: 3. You want to buy a new sports coupe for $68,500. The finance office quotes a 4.0% APR compounded monthly for 60 months. What are the monthly payments of the loan if it is an ordinary annuity? What are the payments if the loan is an annuity due? Ordinary Annuity PV: N: PMT: 1/Y: Annuity Due PV: N: PMT: I/Y