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Review Questions 1. What is enterprise risk management and how does it differ from traditional risk management? 2. What are the steps in the enterprise risk management process? 3. What broad categories of risks are considered in an enterprise risk management program? 4. How are a risk register and a risk map used in an enterprise risk management program? 5. What are the benefits of implementing an enterprise risk management program? 6. What is the underwriting cycle? How do industry capacity and investment returns impact the insurance market? 7. What is meant by "securitization of risk"? How does a catastrophe bond differ from a regular corporate bond? 8. Why is time value of money analysis used in risk management decision . making? 9. Why is the ability to forecast losses important for a risk manager? 10. a. What is a risk management information system (RMIS)? b. What is catastrophe modeling